Explain the type of crossing that may be made on a cheque, highlighting the significance of each type

Type of crossings
• General crossing: a general crossing is one which consists of two parallel transverse lines on the face of the cheque with or without the words, “and company.” “a/c payee”
• Special Crossing: consist of two parallel transverse lines on the face of the cheque with the name of the banker in between.
• Account payee: this crossing consists in addition to the general or special crossing,the words “account payee” or account payee only or account x only: such crossings area direction to the banker collecting payment that the proceeds when collected are to be credited to the account of the payee named on the face of the cheque.
• Not negotiable: these are words that a holder may add to a cheque crossed generally or specially.



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