In every contract of insurance, the insured has a duty to disclose all material information to the insurer at the time of taking out the policy of insurance. Explain the information that need not be disclosed.
Information that need not be disclosed
- Provisions and propositions of law
- Unknown facts as was the case in Joel V law union and crown insurance company.
- Facts known by other party
- Matters of public notoriety as was the case in Bater V Hemith.